When you file a bankruptcy petition, there are certain documents you need to provide so that the Trustee can do his or her due diligence. This involves comparing the information in the bankruptcy with the supporting documents to ensure the information in the petition is correct and complete. If the Trustee’s review of the information reveals any red flags, the debtor will be examined on these issues at the 341 Meeting of Creditors.
Depending on what you own, the following is a non-exhaustive list of routine documents that need to be provided to prepare a case for filing:
Certificate of Credit Counseling (get from www.personalfinanceeducation.com)
CCP 703.140 Waiver (if married and one spouse is not filing)
Real Estate Valuation (comps or appraisal)
Real Estate Payoff (recent mortgage statement showing balance owed on all mortgages/equity lines)
Copies of Recorded Deeds of Trust on Real Estate
Copies of Recorded Grant Deeds (if jointly owned property)
Policy Declaration of Coverage on Real Estate
Loan Advance Documentation (evidence of disbursement if recent refinance or equity loan)
Bank Statements for the 6 Months Prior to Filing and Account Balances on the Date the Petition is Filed.
Retirement/401k/Pension Statements (most recent)
Valuation of Motor Vehicles (www.KBB.com trade in value)
Payoff on Financed Vehicles (10 day payoff or recent statement showing balance owed)
Vehicle Registration
Proof of Insurance on Vehicles (declarations page showing coverage limits)
Copy of Vehicle Purchase Contract for Vehicles Purchased within 120 Days Prior to Filing
Income Verification (6 months pay advices, profit and loss statements or other evidence of income)
Last 2 Years of Tax Returns
Divorce Decree/Marital Settlement Agreement/Domestic Support Order Information
Proof of Insurance on Business (self-employed; liability, workers comp. etc.)
If you need to retain a SAN DIEGO BANKRUPTCY ATTORNEY, call the Larkin Law Firm at 1.877.256.3946. Attorney Jeffrey Larkin is one of the most accomplished SAN DIEGO BANKRUPTCY LAWYERS in the region and will be happy to answer any questions you may have. Don’t hesitate to call SAN DIEGO BANKRUPTCY ATTORNEY Jeffrey Larkin today.
For more details, Please visit our website: http://www.live-debt-free-now.com
